Crop Insurance Today November 2017 - 21
Tom Zacharias, NCIS
Robert Johannson, USDA
Arnad de Beaucaron, AIAG President
animal husbandry alongside extensive, traditional pastoral methods can and has combined
to facilitate the rapid spread of transboundary
livestock diseases such as Foot and Mouth Disease, rabies, Blue Tongue Virus, Lumpy Skin
Disease, Bovine Ephemeral Fever, and Avian
Influenza over wide areas and within modern
farms. In addition, breeding programs may
transport diseased individuals around the globe
while they are asymptomatic. Technology has
been deployed to monitor each animal within
high intensity farms to rapidly detect changes
in animal heat production, activity levels and
rumination, all early warning signs of disease.
Programs to vaccinate traditional herds are
in place; however, active combat zones and
international politics can pose serious challenges. Once a disease outbreak has occurred,
contingency plans for control are employed,
including: Total Stamping Out, Partial Stamping Out, and Minimal Stamping Out combined
with Vaccination.
fruit trees will bloom earlier in the season, increasing the risk of severe losses resulting from
freeze. While the expected number of freeze
events in a year is expected to decline as the
weather continues to warm, the earlier start to
the growing season may more than offset this
effect. Hail incidence is predicted to gradually
decrease over time in the eastern portion of the
United States, while it increases in the Great
Plains region. Heavy precipitation and flooding
is expected to increase throughout the world,
with the magnitude of the increase depending
on location. The overall conclusion was that
yields are likely to be negatively impacted by
up to -14 percent per decade, accompanied by
increased yield variability. Under these conditions, risk transfer will become more important
and public-sector co-financing of (peak) risk
more necessary.
Use of Big Data and the
Internet of Things
Climate Change: Implications for
Crop Insurance
Dr. Eberhard Faust, Head of Research: Climate Risks and Natural Hazards, Munich Re,
detailed the implications of climate change on
the length of the growing season as well as the
effect on risks such as late frost, hail, heavy precipitation and flooding, heat, drought, pests,
and disease. Extreme weather events and damaging late frost were projected to become more
frequent and the negative effects of climate
change are likely to be compounded by pests
and disease which thrive in warmer temperatures. With increased warmth, for example,
Impact of El Nino / La Nina on
Agricultural Risks
After describing the El Nino Southern Oscillation ("ENSO") and noting that it has been
exacerbated by climate change, Mario Tiscareño,
PhD of Protección Agropecuaria Compañía de
Seguros Mexico, noted that these phenomena
provide only a partial explanation of dry and wet
year and warm-wet winters for specific geographic regions. The intensity of an ENSO event is not
a good predictor of its effect on crop production,
with the impact depending on location, timing,
and severity of the event. The ENSO Index is utilized primarily as an early warning system of possible drought, wet, hot, or cool conditions soon
so as to prevent agricultural disasters and loss of
human life.
The use of satellite imagery and drones to assist in loss assessment, as well as the placement of
"Internet of Things" (IoT) monitoring systems directly in fields were discussed, and laptop based,
GPS-enabled, integrated policy information/
claims adjustment systems were demonstrated.
How BIG is Data in Agriculture
Really? - The Trend Sensors,
Sensor Carriers and Data in
Agriculture and their Relevance
for Agricultural Insurance
Gottfried Pessl, Pessl Instruments, Austria,
presented an overview of his company's offerings
of remote sensing solutions for agriculture in
the areas of optimal planting time, fertilizer application, irrigation, pesticide application, frost
mitigation, harvest timing, and storage monitoring. Pessl Instruments offerings include use
of satellite imaging, local ground weather monitoring stations, and weather forecasting within a
three-kilometer radius, remote field monitoring
of both crops and insects, as well as soil monitoring whose data is used for moisture modeling
and irrigation management.
iBISS - An Integrated Inventory,
Information and Claim System
Dr. Arnaud Fietzke of itestra GmbH (Germany) and Reinhard Kern of Österreichische
Hagelversicherung (Austria) presented itestra's
integrated policy and claim management software
iBISS ("integrierte Bestands-, Informations-, und
SchadensSoftware", i.e. integrated insurance polCROPINSURANCE TODAY®
21
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Crop Insurance Today November 2017 - Cover2
Crop Insurance Today November 2017 - 1
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