Strategic Alliance Magazine Q1 2018 - 32

DIGITAL TRANSFORMATION

What are the IoT, FSI payments, and blockchain technologies you will be discussing, and how can alliance
professionals best leverage these new technologies?
They all deliver exciting new opportunities for organizations wishing to enhance their go-to-market strategies and redefine
their industry positioning.

Internet of Things (IoT)
describes a smart network of
connected "things" (devices, cars, appliances, cameras, etc.) that contain
embedded electronics and software
code, which allows these "things"
to share data in real time with
centralized systems, interconnected
networks, and each other. The data
shared often identifies the status or
key focus task(s) of the device (sense,
monitor, measure), thus providing
accurate feedback to the network,
which allows controlled changes
to be effected, sometimes autonomously-effectively an automated
learning service network! (Editor's
note: For more information about
IoT, see ZDNet's "What is the IoT?
Everything you need to know about
the Internet of Things right now," by
Steve Ranger, which has an associated video with Senior Writer Dan
Patterson and ZDNet's Editor-in-Chief
Larry Dignan on "What's going on in
the boardroom with IoT?")

32
STRATEGIC ALLIANCE MAGAZINE | Q1 * 2018

Fintech
(Financial Technologies)
Payment
providers typically target specific
consumer markets with financial
service app solutions, and create
quick market momentum through
a combination of social media
marketing and the simplicity of the
mobile apps environment. Often
these providers can also scale very
quickly due to comparatively lower
investment costs and by leveraging
digital technologies and cloud-based
infrastructure facilities. (Editor's note:
For more information about fintech,
see CNBC's "Everything you've always wanted to know about fintech,"
By Ryan Brown.)

Blockchain
leverages a distributed digital ledger
approach-blocks of linked, verified,
incorruptible digital information-
where data sharing and control is
automatically and securely facilitated
across multiple parties, without the
need for a centralized approving
entity or human intervention. This
delivers more efficient and effective record management and fast
reconciliation automation. However it
also may create many challenges for
risk management, data sharing-ownership rules, and potential issues for
partner consortia management and
agreements. (Editor's note: For more
information about blockchain, see
Computerworld's Security page "What
is blockchain? The most disruptive
tech in decades," by Lucas Mearian.)



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